Retail Loans

This service is a credit facility that caters specifically to individual borrowers. Loans can be extended via the following products:

  1. Salary Loans Program – a privilege plan that allows employees to secure an alternative source of funding via a Memorandum of Agreement between the employer and Unicapital Finance and Investments, Inc. Repayments are made possible via monthly salary deduction.
  2. Personal Loans – a facility that extends credit to individuals against the latter’s post-dated checks.
  3. Seafarer’s Loan – a multipurpose loan which an individual seafarer can avail of prior to their departure.