Mr. Pañares is the President and CEO of Unicapital Securities, Inc. and is the Managing Director of Unicapital Inc. and Unicapital Finance and Investments, Inc. He has extensive experience in the different facets of financial services in both the US and Asia covering the areas of Wealth Management, Asset Management, Private Banking, Trust, Investment Advisory and Financial Services. He was the former President of ATRAM Inc. and Chief Marketing Officer of ATRAM Group as well as the former President of Citicorp Financial Services and Insurance Brokerage Philippines. Prior to this, he was the Chief Operating Officer of Sun Life Asset Management Company, Philippines. He holds a degree in Business Management from Ateneo de Manila University and a Masters in Business Administration in International Management from Thunderbird, School of International Management in Glendale, Arizona.