As a company, we take pride in helping our clients manage their investments by offering them a diversified range of options. With Unicapital Inc., we are able to offer fixed income products that provide our clients with diversity in their investments while providing a stable source of income with minimal risk. As such, clients enjoy the benefits of steady returns and preservation of their capital.
Through Unicapital, our clients have the option to invest in fixed income securities issued by the Philippine government. These instruments are traded in the secondary market but with minimal risk given that these are issued by the Government.
Treasury bills are short-term, negotiable, and low-risk debt instruments of the Government which are issued by the Bureau of Treasury. These are issued at 91-, 182-, and 364-day tenors. Investors buy the security at a discount and earn that difference at maturity.
FXTNs are medium to long-term and low-risk debt instruments of the Government which are also issued by the Bureau of Treasury, with maturities of up to 25 years with coupon payments given semi-annually. These instruments are traded in the secondary market and therefore can be bought and sold anytime at prevailing market rates.
RTBs are also medium to long-term debt instruments of the Government issued by the Bureau of Treasury and are very similar to FXTNs except that coupons are paid quarterly. These are also low-risk investments with maturities of up to 25 years. These are also traded in the secondary market and can be bought and sold depending on the prevailing market rates.
These are fixed income securities that are issued by Philippine corporations for the purpose of funding specific projects. Investments in these securities earn a fixed interest rate, higher in comparison to government securities.
