Business Ideas with PHP200,000 Capital in the Philippines

Many Filipino employees are starting small businesses on the side to make ends meet or earn extra income. Maybe you’ve been thinking about it, too. Yes, you might have a full-time job, but you also want to explore other viable opportunities—like starting a company.

Here’s the good news: you don’t need millions to launch one. With ₱200,000, you can already set up a real, professional-level business that can grow over time.

In this article, you’ll find practical business ideas with ₱200,000 capital in the Philippines. You’ll see how much you’ll need, what tools to prepare, and how each idea can turn into a real income stream.

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Business Ideas You Can Start with ₱200,000 Capital

While no business is risk-free, having steady capital allows you to test ideas, invest in quality tools, and build something with real potential. Here are some options to get started with.

1. Pharmacy

Startup cost: Minimum of ₱100,000 (with own location and minimal renovations)

Tools needed: Shelves, counter, refrigerator (for temperature-sensitive meds), POS system, starting inventory (mostly generics)

Income potential: Daily sales of ₱5,000–₱15,000 for high-traffic locations

Medicine is always in demand. With less than ₱200,000, you can set up a micro-pharmacy or start with a generic drugstore franchise. Generic meds offer high profit margins, and you can boost income further with essential services like e-wallet top-ups and bill payments.

2. Small restaurants in commercial spaces

Startup cost: Minimum of ₱300,000 

Tools needed: Commercial-grade kitchen equipment, quality furnishings, trained staff 

Income potential: Strong and consistent, with margins around 20%–30% and steady demand for well-curated dining concepts 

Opening a small restaurant in a prime commercial space can attract a steady flow of customers, especially when paired with a compelling concept and high-quality menu. Whether it’s a themed café, a specialty cuisine spot, or a casual dining restaurant, this venture requires significant upfront investment in location, equipment, and branding, but offers strong potential for long-term profitability. 

3. Skincare or cosmetics reselling

    Startup cost: ₱5,000–₱30,000

    Tools needed: Beauty products for reselling, packaging, smartphone, social media accounts

    Income potential: High markup potential, especially with consistent branding and customer trust

    Beauty never goes out of style, and neither does demand. If you love skincare but don’t have the capital to start your line, you can resell trusted local and international brands. This business works well through e-commerce platforms and social media.

    4. T-shirt printing with a heat press

    Startup cost: ₱14,000–₱40,000 (for a home-based setup)

    Tools needed: Heat press, printer, design software, blank shirts, printing materials

      Income potential: ₱170–₱570 profit per shirt, depending on print quality and order volume

      T-shirt printing enables you to turn your creativity into a source of income. With just a heat press and a solid design, you can cater to student orgs, small businesses, or even TikTok trends right from your home.

      5. Custom gift and packaging shop

        Startup cost: Approximately ₱20,000

        Tools needed: Printing equipment, crafting tools, packaging materials, design software

        Income potential: High demand year-round, especially for holidays, birthdays, and corporate giveaways

        Filipinos love giving meaningful gifts. If you’re creative and enjoy crafting, you can turn that passion into a profitable business right from your home.

        6. Digital printing services

          Startup cost: Minimum of ₱10,000

          Tools needed: Printers, heat press, cutting or engraving tools, design software

          Income potential: High, especially with consistent demand from both personal and corporate clients

          If you’ve got a knack for design and want something scalable, digital printing is a solid option. From t-shirts and mugs to invitations and business cards, you can serve a broad market that values fast, personalized, and professional-quality prints.

          7. Computer rental and print shop

            Startup cost: ₱200,000

            Tools needed: Computers, printers, internet, software, accessories, shop space

            Income potential: Moderate to high if near schools or government offices and paired with printing, scanning, and other services

            Even with most people owning smartphones, there are still tasks—such as school projects, job applications, or printing documents—that require a computer. A computer shop bridges that gap. Investing in desktop units, internet, and basic peripherals is a practical way to serve your community’s digital needs.

            8. Media or events company

              Startup cost: Minimum of ₱5,000 (depending on scale and services)

              Tools needed: Business permits, planning tools, marketing materials, network of suppliers and freelancers

              Income potential: Depends on specialization, negotiation skills, and how well you handle logistics and marketing

              If you’re skilled at organizing or telling stories through visuals, this business combines both. From weddings to corporate launches, clients pay for your ability to plan and manage seamless events, and possibly handle content such as photos, videos, and designs as well.

              9. Motorcycle delivery service

                Startup cost: Around ₱80,000

                Tools needed: Motorcycle, helmet, box carrier, business permits

                Income potential: Moderate to high, depending on delivery volume and area coverage

                Online shopping is booming, and sellers are continually seeking reliable delivery partners. If you already own a motorcycle, you can start with minimal extra cost. Just promote your services online or partner with local sellers.

                10. Catering business

                  Startup cost: ₱30,000–₱100,000

                  Tools needed: Kitchen equipment, food containers, sanitary permits, transport trays, uniforms

                  Income potential: Small-scale gigs can bring in ₱20,000 or more per event

                  Celebrations like birthdays, weddings, or brand events are a big deal in the Philippines, which makes catering a steady business opportunity. You can utilize your culinary skills and home kitchen to serve customers who lack the time to cook for themselves.

                  11. Laundry pickup and delivery

                    Startup cost: ₱200,000 

                    Tools needed: Commercial washer, dryer, weighing scales, detergent, packaging, motorbike for delivery

                    Income potential: Ranging from ₱30,000 to ₱100,000 per month in gross revenue, with 20% to 40% profit margin if run efficiently.

                    Do you live near condos, dorms, and offices? If you can cover the high startup cost and keep utility and maintenance costs under control, this business can generate stable, recurring income.

                    12. Carwash

                      Startup cost: ₱68,000–₱106,000

                      Tools needed: High-pressure washer, vacuum cleaner, water supply, cleaning supplies

                      Income potential: Ranging from ₱30,000 to ₱35,000 in monthly net income

                      With over a million private cars on the road, there’s constant demand for reliable car wash services. This business can thrive in high-traffic areas, especially when paired with additional services like auto detailing or a snack bar.

                      13. Balloon and event styling

                        Startup cost: ₱10,000–₱130,000

                        Tools needed: Balloon pumps, decor tools, sample setups, backdrops

                        Income potential: Ranging from ₱5,000 to ₱50,000+ per event, with monthly income reaching up to ₱145,000 depending on scale and bookings.

                        From birthdays to corporate events, balloon styling is in high demand. If you are creative and enjoy setting up events, this business provides ample opportunities for growth.

                        14. Table and chair rental business

                          Startup cost: ₱50,000–₱200,000

                          Tools needed: Stackable chairs, folding tables, tent covers, truck or van for delivery

                          Income potential: Ranging from ₱3,000 to ₱20,000+ per event, with monthly earnings of ₱40,000 to ₱80,000 depending on bookings and packages.

                          Weddings, fiestas, birthdays—there’s always an event somewhere in the Philippines. This business thrives with good logistics and reliable service.

                          Launch Today, Expand Tomorrow

                          With ₱200,000, you can start a well-equipped business for long-term growth. The real challenge isn’t the money, but how you move. Start smart, stay consistent, and let your effort compound over time.

                          Whether you’re building a side hustle or going all in with your dream business, the goal is simple: turn capital into action. And when you’re ready to scale, Unicapital’s short-term business loan in the Philippines can provide the extra boost you need to grow with confidence.

                          Contact us today to get the financial support you need.

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