Short-Term Business Loan Philippines

Fast and easy business loans for micro, small and
medium enterprises

Short-Term Business Loan Philippines

Fast and easy business loans for micro, small and
medium enterprises

What is a Short-Term Business Loan?

A short-term business loan is a type of financing designed to address the immediate capital needs of a business. It’s an excellent solution for covering essential expenses like payroll, inventory, or unforeseen costs. Unlike long-term loans, a short-term loan features a quicker processing time, fewer documentary requirements, and a shorter repayment period, typically ranging from a few months to a couple of years. This makes it a practical and accessible tool for businesses that need fast access to funding.

Introducing ULoan’s Short-Term Business Loan

ULoan Business offers its own version of a short-term business loan, tailored for micro, small, and medium enterprises in the Philippines. Our loan facility provides a fast and straightforward way for businesses to secure the financing they need to seize opportunities or manage unexpected financial demands. With a shorter repayment period of six to twenty-four months, our loan is easier to obtain and manage than traditional long-term loans.

STBL - Fast Processing

Fast Processing

STBL - Easy Application

Easy Application

Superior Customer Service

Superior Customer Service

Loan Overview

Loanable Amount

PHP 300,000 to PHP 3,000,000

Payment Terms

Minimum of 6 months and maximum of 24 months

Interest Rate

As low as 3% per annum

Advantages of Short-Term Business Loan

Fast Processing: We understand the urgency of your business needs. Our efficient process ensures you get a quick decision and access to funds without unnecessary delays.

Easy Application: The application process is designed to be simple and hassle-free, with minimal documentary requirements to save you time and effort.

Superior Customer Service: Our dedicated team is committed to providing excellent support, guiding you through every step of the loan process.

Eligibility Requirements

  • Borrower must have an existing business operating for at least three (3) years.
  • Borrower must have an active checking account for at least six (6) months.
  • Business must be registered with DTI or SEC.
  • Business must be located and operating within the following areas:
  • Metro Manila
  • Batangas
  • Laguna
  • Cavite
  • Rizal
  • Pampanga
  • Bulacan
  • Nueva Ecija
  • Quezon
  • Borrower’s average monthly gross sales is at least PHP250,000.

Frequently Asked Questions

To apply, you can:

  • Submit an application online by filling out this form.
  • Call our office directly through our landline: (632) 8892-0991
  • Visit our office located at 3/F Majalco Building, Benavidez cor. Trasierra St., Makati City, Philippines to submit your complete application form and documents.
  • A: The documentary requirements you need to submit will depend on your business type (sole proprietorship, partnership, corporation). Please see the full list below.
    • Standard requirements:
      • Duly filled-out and signed UFII Application Form including Authority to Verify Borrower’s Bank Accounts
      • Photocopy of SSS ID and/or any other government-issued ID of the principal borrower
      • Photocopy of latest 6 months Bank Statements and Bank Certification
      • Photocopy of Valid Mayor’s Permit
      • Photocopy of Proof of Billing (not older than 2 months) for residence and business (ex. electric, water, internet, rent billing)
      • Photocopy of Income Tax Return (Optional)
    • Additional for Sole Proprietorship:
      • DTI Certificate of Business Name Registration
    • Additional requirements for Partnership:
      • SEC Certificate of Incorporation
      • Latest Articles of Partnership
      • Partner’s Resolution
      • Surety of Partners will be required
    • Additional requirements for Corporation:
      • SEC Certificate of Incorporation
      • Latest Articles of Partnership
      • Latest General Information Sheet (GIS)
      • Secretary’s Certificate relative to the loan documents to be signed by the Borrower to UFII (To be submitted prior to release of the approved loan).
      • Surety of Majority Owners

As soon as you submit the complete and correct documentary requirements as your application, our credit team will process them within 7 business days. 

Our maximum interest rate per month is 3%. The final rate will depend on your credit evaluation results. 

Ready to Apply for A Loan?