Our success lies in the assurance that we are able to offer the loans that best suit and resonate with our clients and what they need. With our range of products, we are able to provide financial support to individuals and businesses alike. With friendly interest rates and no hidden charges, we carefully and personally handle applications and work closely with our clients and business partners providing dedicated and customized service in the best way we can.

Corporate Salary
Loan Program

Every hardworking employee deserves good benefits and support. We’ve made it possible for our corporate clients to secure an alternative source of funding for their employees with our Corporate Salary Loan Program. It is a privilege plan that works through having an agreement between the company and Unicapital Finance and Investments, Inc., with repayments being settled through a monthly salary deduction.

Personal Salary Loan

We want our corporate partners to bring not only their own business’ ideal goals to life, but that of their employees as well. Whether it’s saving for an emergency or choosing to make their ideas happen, our Personal Salary Loan facility is an alternative funding for all employees who are looking for financial support with friendly interest rates.

Seafarers Loan

We are also extending our credit services to seamen who are with POEA-accredited agencies. Our Seafarers Loan makes it possible to finance the personal needs of mariners based on the computed financial capabilities of each individual.

Small Business Loan

Staying true to our promise of helping SMEs grow, our Small Business Loan facility is designed to provide small loans to existing small and medium-sized businesses ranging from sole proprietorships, partnerships, and corporations.

Auto Loan

We make it easier to finance the purchase of vehicles with our Auto Loan facility. All qualified individuals can purchase a quality secondhand car vehicle with ease, with friendly interest rates that vary based on the model. This ideal auto financing solution has flexible appraisal value, with a 24 months maximum term.

New Loan Application

We look forward to helping you reach your financial goals.