Short-Term Business Loan
Fast and easy business loans for micro, small and
medium enterprises
Short-Term Business Loan
Fast and easy business loans for micro, small and
medium enterprises
Introducing ULoan’s Short-Term Business Loan
A Short-term business loan is a type of financing that is designed to meet the immediate needs of a business. This loan is typically used to cover expenses such as payroll, inventory, or unexpected expenses. Through our ULoan Business facility, we are able to offer our own version of a short-term business loan. Unlike traditional loans, our short-term loan offers a shorter repayment period (ranging from six months to one year), faster processing time, and minimal documentary requirements, making it easier to obtain than long-term loans and can be a useful tool for businesses that need quick access to capital.
Fast Processing
Easy Application
Superior Customer Service
Loan Overview
Loanable Amount
PHP 100,000 to PHP 5,000,000
Payment Terms
Minimum of 6 months and maximum of 12 months
Interest Rate
Maximum of 36% per annum
Eligibility Requirements
- Borrower must have an existing business operating for at least one (1) year.
- Borrower must have an active checking account for at least six (6) months (with no more than 3 return checks for the past six (6) months).
- Business must be registered with DTI or SEC.
- Business must be located and operating within the following areas:
- Metro Manila
- Batangas
- Laguna
- Cavite
- Rizal
- Pampanga
- Bulacan
- Borrower’s average monthly gross sales is at least PHP250,000.
- Borrower’s credit ratio is not higher than 50%