Treasury and Fixed Income
Enjoy the benefits of steady returns and preservation of capital with our Treasury and Fixed Income products
Treasury and Fixed Income
Enjoy the benefits of steady returns and preservation of capital with our Treasury and Fixed Income products
Products and Services
Treasury Bills
Short term debt securities issued by the Rebulic of the Philippines through the Bureau of Treasury (BTr).
Fixed Rate Treasury Notes
FXTN have maturities that typically range from 2-25 years and offer investors a longer investment horizon.
Retail Treasury Bonds
RTBs are issued by the Philippine government to mobilze savings and encourage small investors to participate in the capital market.
Peso Corporate Bonds
These are medium to long-term investments issued by SEC-Registered Philippine corporations.
Dollar Corporate Bonds
Dollar Corporate Bonds are debt securities issued by corporations with the principal and interest payments specified in U.S. dollars (USD).
Other Investment Products
Explore other products such as Short-Term Commercial Papers, Placements/ Promissory Notes, Short-Term Credit Facility, and Tier 2 Offers.
At Unicapital, we offer fixed-income products that can provide diversity to our clients’ investments while providing a steady source of income with minimal risk.
Fixed income securities, often referred to as bonds or debt securities, are financial instruments that represent a loan made by an investor to an issuer. In return for this loan, the issuer agrees to pay the investor a predetermined interest rate over a specified period and return the principal amount at the end of the bond’s term. Fixed income securities are called “fixed income” because the interest payments are typically set at a fixed rate, although some may have variable or floating interest rates.
Our fixed income products include bonds, notes, and other debt securities issued by corporations, government entities and other organizations. We carefully select these products based on their creditworthiness, yield, and other factors to ensure that our clients receive the best possible returns with minimal risk. As such, this can be a good investment option for anyone looking to receive a regular stream of income, preserve their cash and benefit from their investments in the long term.
Why Invest in Treasury and Fixed Income?
Stability and Lower Risk
Capital Preservation
Investment Opportunities for All
| Treasury Bills (T-Bills) | Fixed-Rate Treasury Notes (FXTN) | Retails Treasury Bonds (RTB) | Peso Corporate Bonds | Dollar Corporate Bonds | |
|---|---|---|---|---|---|
| Minimum Investment | PHP 500,000 | PHP 500,000 | PHP 5,000 | PHP 500,000 | USD 200,000 |
| Available Terms | 91 to 364 days | 2 to 25 years | 2 to 25 years | 91 to 364 days | 91 to 364 days |
| Fees | Minimum of PHP 2,000 | Minimum of PHP 2,000 | Minimum of PHP 2,000 | Minimum of PHP 2,000 | USD 300 |
| Rate | Based on prevailing market rates | Based on prevailing market rates | Based on prevailing market rates | Based on prevailing market rates | Based on prevailing market rates |
| Settlement | T+1 (next business day) | T+1 (next business day) | T+1 (next business day) | T+1 (next business day) | T+1 (next business day) |